An IRA can be an invaluable tool for seeking a comfortable retirement. Our IRA calculator can help you:

	Calculate how much you can save for retirement by investing annually in an IRA
	Compare the value of your investments under an IRA, taxable account, or even a tax-exempt account
	Find out how much your IRA investments could grow each year until retirement
	Start careful and professional planning towards a comfortable retirement with the help of your Financial Advisor

Please complete the following short form to start the IRA calculator. When you have finished, press the "Calculate" button to see your results. If you need help with any question, further assistance can be found by following the information link.

Investor Profile

Your Name
Date of Birth		mm/dd/yyyy (Use this exact format.)
At what age do you anticipate retiring?		Enter an age between 59.5 and 70.5.
How much do you plan on contributing annually to your IRA?		For 2005 the maximum contribution is $4,500. For 2006 it has increased to $5,000
What is your IRA balance today?		Include lump-sum distributions from previous retirement plans.
What rate of return do you expect to earn on your IRA and taxable investments?	%	You may enter a rate of return of up to 13%.
What rate of return do you expect to earn on your tax-exempt investments?	%	Enter a rate of return lower than your expected IRA and Taxable Account rate of return.
What is your marginal tax bracket?	%	Enter a tax bracket

For more information, please contact your Smith Barney Financial Advisor.

It is especially imperative to review your retirement plan regularly to keep pace with changes in the tax laws, investment climate and rate of inflation. The projections used by the IRA Calculator, including inflation rates and target rates of return, are estimates only and in no way guarantee future performance of the economy or your investments. Smith Barney does not offer tax or legal advice and you are urged to consult your tax and legal advisors for such guidance.