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Lending Services

Lending Services

A Mortgage From Citibank ♦ Pre-Approval from Citibank

Speed things up with a "pre-approval" from Citibank.

Start the process now.

Will pre-approval expire?

A Citibank pre-approval is effective for three months. If no home has been found within that time frame, a 30-day extension may be granted. After 120 days, you must reapply.

When used wisely, borrowing can be beneficial to total wealth management. A Smith Barney relationship does not have to be established or maintained to obtain the products or pricing offered as part of the Smith Barney Home Loan Program at Citibank. Home equity programs not available in AK.

A default (stopping monthly payments) on a mortgage could result in the loss of pledged real estate, securities or both.
Smith Barney policy does not permit clients to use the proceeds of a home loan to invest in the securities or related markets. Your Financial Advisor may receive compensation in connection with this lending program. Affiliates of Smith Barney may earn fees in connection with the funding, origination, and sale of a loan.

SureStart is a registered service mark of Citicorp. Final commitment is subject to verification of information, receipt of a satisfactory sales contract on the home you wish to purchase, appraisal and title report, and meeting customary closing conditions determined by CitiMortgage Consult a tax advisor regarding the deductibility of interest.

All home loans/lines are made by Citibank, N.A., or CitiMortgage, Inc., equal housing lenders, and are subject to Citibank and CitiMortgage's mortgage qualifications. CitiMortgage does business as Citicorp Mortgage in NM. In CT and NJ, Citigroup Global Markets Inc. is the BROKER ONLY, NOT THE LENDER. Citigroup Global Markets Inc. is a registered mortgage broker, NYS Banking Department. In AZ Citigroup Global Markets Inc. is a licensed Mortgage Broker (Lic. No. 0903067). Citigroup Global Markets Inc., Citibank, N.A, and CitiMortgage, Inc., are subsidiaries of Citigroup Inc.

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