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CitiFirst Structured Investments
CitiFirst is the family name for Citi’s offering of financial investments including notes, deposits, certificates, and warrants. Our monthly calendar offering is available to all investors. It is tailored to meet a broad range of needs including protection, income, growth, recovery, and portfolio diversification.
CitiFirst Structured Investments fall into three categories, each with a defined level of principal protection (full principal protection, some protection and no protection).
- CitiFirst Protection investments are 100% principal protected if held to maturity and are for investors who place a priority on the preservation of principal while looking for a way to potentially outperform cash or traditional fixed income investments
- CitiFirst Performance investments are not 100% principal protected but have some level of downside protection and are for investors who are seeking the potential for current income and/or growth
- CitiFirst Opportunity investments have no protection and are for investors who are willing to take full market risk in return for either leveraged principal appreciation at a predetermined rate to a unique underlying strategy
Structured Investments are debt obligations of an issuer where the return is linked to the performance of a single asset or a basket. CitiFirst operates across all asset classes meaning that underlying assets include equities, commodities, currencies, interest rates and alternative investments. When depicting a specific product, the underlying asset will be shown as a symbol on the cube.
Learn more
- CitiFirst Structured Investments: Current Monthly Offerings Brochure
- Buffer Notes: A Guide for Investors
In addition to its broad calendar, CitiFirst offers customized investments for high net worth and ultra high net worth investors. Depending on the structure, customized investments can provide some or all of the following benefits:
- Gain exposure to global capital markets
- Take advantage of investment trends
- Preserve principal (if held to maturity)
- Hedge or diversify market exposures
- Customized risk/reward profile
- Reduce portfolio volatility
- Tax management
- Flexibility with structures and underliers
- Enjoy income opportunities based on world-class analytics, trading strategies and benchmarks
Understanding the Priority of Payment of CitiFirst Structured Investments issued by Citigroup Funding Inc.
CitiFirst Structured Investments uses various issuers. The CitiFirst Structured Investments, issued by Citigroup Funding Inc (CFI), are senior unsecured debt of CFI and are guaranteed by Citi. They are classified as Tier 1 capital which means that investors rank below Citi secured indebtedness but have priority payment and stand to be paid before creditors to the unsecured subordinated classes of capital of Citi., as well as before preferred and common stockholders. Current ratings of the issuer’s senior debt obligations can be found at www.citigroup.com under Citi Credit Ratings on the Investors page.
Risk
Before you invest in any CitiFirst Structured Investment you should thoroughly review the particular investment's offering document(s) and related material(s) for a comprehensive description of risks and considerations associated with the particular investment. These may include but not be limited to, potential for loss; limited appreciation; issuer or guarantor credit risk; little or no secondary market; volatility of the underlying asset, potential for lower comparable yield than that of a conventional fixed rate debt security of the same issuer with comparable maturity; tax consequences and conflicts.
Please note that the information contained in this document is current as of the date indicated and is not intended to be a complete description of the terms, risks and rewards associated with any particular structured investment. This is not an offer of securities for sale; any offering of securities will be made only by means of a prospectus and prospectus supplement or similar offering document(s) containing detailed information about such securities. Therefore, all of the information set forth herein is qualified in its entirety by the more detailed information provided in the offering documents(s) and related material for the respective structured investment. The structured investments discussed within this document are not suitable for all investors. Prospective investors should evaluate their financial objectives and tolerance for risk prior to investing in any structured investment. Citigroup Global Markets Inc., its affiliates and employees do not provide tax or legal advice. To the extent that this document or any offering document(s) concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
For more information, please contact your Financial Advisor.