Planning Services

Planning for Tomorrow, Today

Our Planning Services specialize in various areas of financial planning, including retirement planning, education funding, estate planning, insurance services and charitable planning.

Personal Financial Analysis

We believe the best way to plan for the future is to assess the present as thoroughly and accurately as possible. Your Financial Advisoradvisor offers clients complimentary financial analysis on retirement planning, education funding, estate planning, employee stock options, retirement plan distributions, asset allocation and debt management. To learn more about our financial planning services, refer to our Making Plans brochure.

College costs are rising. Are you prepared to fund your child's education? With your advisor you can help clarify your education goals and identify your potential costs. Once you know what your needs are, we can provide you with a variety of education funding options, including 529 College Savings Plans, UGMA/UTMA accounts, trusts and more.

The hurdles to a secure retirement are well known: inflation, taxes and increased life expectancies, to name a few. But your advisor we can help you create a plan and identify investments aimed at reaching your goals-investments like Traditional IRAs, Roth IRAs and retirement plans for business owners. You can also get help on taking appropriate payout amounts from your retirement accounts while reducing taxes and penalties.

Careful estate planning could help ensure that the wealth you worked so hard to accumulate will be preserved and distributed to your heirs according to your wishes. Together with our advanced planning specialists, we can provide you with a custom analysis that illustrates a broad range of estate planning vehicles and high-net-worth financial planning strategies.

We can help preserve the assets that you have spent years accumulating. We offer life and long term care insurance and can also provide a comprehensive analysis and review of your needs.

Citi Trust

Through our referral agreement with Citi Trust, you can obtain a broad range of personal trust services to meet the needs of individuals and their families. A trust is an excellent financial planning tool that includes the ongoing involvement of an advisor, providing can provide access to a wide range of investment management opportunities, and administration by an experienced Trust Officer.