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Planning Services
Planning Services
Planning for Tomorrow, Today
Our Planning Services specialize in various areas of financial planning, including retirement planning, education funding, estate planning, insurance services and charitable planning.
Personal Financial Analysis
We believe the best way to plan for the future is to assess the present as thoroughly and accurately as possible. That's why your Financial Advisor offers clients complimentary financial analysis on retirement planning, education funding, estate planning, employee stock options, retirement plan distributions, asset allocation and debt management. To learn more about our financial planning services, refer to our Making Plans brochure.
Funding a Child's Education
College costs are rising. Are you prepared to fund your child's education? With your Financial Advisor you can help clarify your education goals and identify your potential costs. Once you know what your needs are, we can provide you with a variety of education funding options, including 529 College Savings Plans, UGMA/UTMA accounts, trusts and more.
Planning for a Comfortable Retirement
The hurdles to a secure retirement are well known: inflation, taxes and increased life expectancies, to name a few. But your Financial Advisor can help you create a plan and identify investments aimed at reaching your goals-investments like Traditional IRAs, Roth IRAs and retirement plans for business owners. You can also get help on taking appropriate payout amounts from your retirement accounts while reducing taxes and penalties.
Preserving and Transferring Your Wealth
Careful estate planning could help ensure that the wealth you worked so hard to accumulate will be preserved and distributed to your heirs according to your wishes. Together with our advanced planning specialists, we can provide you with a custom analysis that illustrates a broad range of estate planning vehicles and high-net-worth financial planning strategies.
Insurance Services for Preserving Your Wealth
We can help preserve the assets that you have spent years accumulating. We offer life and long term care insurance and can also provide a comprehensive analysis and review of your needs.
Citi Trust
Through our referral agreement with Citi Trust, you can obtain a broad range of personal trust services to meet the needs of individuals and their families. A trust is an excellent financial planning tool that includes the ongoing involvement of a Financial Advisor, access to a wide range of investment management opportunities, and administration by an experienced Trust Officer.
“Citi Trust" is the business name for a wide range of personal trust and estate management, and related services provided by Citigroup Inc. or its affiliates to individuals, families and charitable entities throughout the world. For U.S. clients, trust services are provided by one of the following entities: Citibank, N.A.; Citicorp Trust, N.A.; Citicorp Trust South Dakota; or Citigroup Trust - Delaware, N.A. The service providers are referred to collectively as "Citi Trust." Neither Citigroup nor any of its affiliates provides tax or legal advice.
Insurance products are offered through SBHU Life Agency, Inc.
For more information, please contact your Financial Advisor.