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Business Financial Management AccountSM

Business FMA at a Glance

Manage your cash flow

  • Daily Sweep
  • Express CreditLineSM

Access your funds

  • Automatic Funds Transfer
  • Business Check Writing
  • FMA Gold MasterCard®
  • World Wallet® Service
  • Free Bill Payment Service

Monitor your finances

  • Comprehensive statements
  • Online account information through smithbarney.com
  • QuickBooks®

Simplify Business Administration

  • Citi Merchant Services
  • ADP Payroll Services
  • Direct Deposit
  • Direct Payment
  • Electronic Federal Tax Payment Service (EFTPS)

Borrowing against securities may not be suitable for everyone. If the securities used as collateral decline in market value below maintenance levels, the client may be required to pay down the loan or deposit additional securities as collateral. If the client cannot do so, all or a portion of the collateral may be liquidated and a potentially taxable event may occur. A payment default may result in the loss of the pledged securities.

MasterCard® is a registered trademark of MasterCard International.

For more information, please contact your Financial Advisor.

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