Financial Planning
Comprehensive Financial Plan: Financial planning at Smith Barney is an advisory service. Your Smith Barney Financial Advisor can provide you with a detailed and comprehensive financial plan that will address many different aspects of your current and future financial obligations and needs. The Comprehensive Financial Plan includes a statement of financial goals for tax, risk and debt management, as well as strategies for helping you meet your goals through the use of employee stock options, gifting, education funding and retirement planning.
Financial Analyses: If you only want to address a specific aspect of your financial life, such as education funding or insurance, your Financial Advisor can provide you with a targeted financial analysis. These include:
- Net Worth Analysis
- Asset Allocation Analysis
- Insurance Analysis
- Education Funding Analysis
- Employee Stock Option Analysis
- Retirement Plan Distribution Analysis
- Retirement Analysis
- Estate Planning Analysis
Citigroup, Inc., its affiliates, and its employees are not in the business of providing tax or legal advice. These materials and any tax-related statements are not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties. Tax-related statements, if any, may have been written in connection with the "promotion or marketing" of the transaction(s) or matters(s) addressed by these materials, to the extent allowed by applicable law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
A specific financial analysis, by itself, does not constitute a Comprehensive Financial Plan. Provided together, several individual analyses may qualify as a comprehensive financial plan and therefore serve as an advisory service. Please see your Financial Advisor for more information.
