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Money Market Funds
As of 2/02/10
| Fund Name | Current Yield | Effective Yield |
|---|---|---|
| Citi Connecticut Tax Free Reserves (Western Asset shares) | 0.01 | 0.01 |
| Citi Institutional Liquid Reserves | 0.18 | 0.18 |
| Western Asset California Municipal Money Market Fund | 0.01 | 0.01 |
| Western Asset Government Money Market Fund | 0.01 | 0.01 |
| Western Asset Massachusetts Municipal Money Market Fund | 0.01 | 0.01 |
| Western Asset Money Market Fund | 0.07 | 0.07 |
| Western Asset Municipal Money Market Fund* | 0.01 | 0.01 |
| Western Asset New York Municipal Money Market Fund | 0.01 | 0.01 |
Bank Deposit Program
As of 2/05/09
| Deposit Account | Current APY |
|---|---|
| Tier 1 ($10,000,000 or more) | 0.31% |
| Tier 2 ($1,000,000 to $9,999,999) | 0.20% |
| Tier 3 ($500,000 to $999,999) | 0.10% |
| Tier 4 ($250,000 to $499,999) | 0.05% |
| Tier 5 ($50,000 to $249,999) | 0.03% |
| Tier 6 (less than $50,000) | 0.03% |
Note: Interest rate tiers are based upon the value of eligible assets in accounts included in your Statement Consolidation Plus Relationship.
The FDIC temporarily increased deposit insurance coverage from $100,000 to $250,000 per depositor through December 31, 2013. Detailed information on federal deposit insurance coverage can be found on the FDIC's website.
For more information about the Bank Deposit Program, including Deposit Limits, please contact your Financial Advisoradvisor or review the Bank Deposit Program Disclosure Statement (PDF).
Securities Backed Finance
As of 2/02/10
| Description | Current |
|---|---|
| SB Base Rate | 4.75% |
The Base Rate is Morgan Stanley Smith Barney's proprietary interest rate. It is determined by Morgan Stanley Smith Barney and is based on our blended short and long-term funding costs. For Base Rate-based loans, the interest paid will be the Base Rate plus or minus an incremental amount. The amount of the increment varies depending on the loan size. The increment is generally a fixed amount but may be individually negotiated. The Base Rate plus the increment is expressed as an annual rate, but will be charged to your account monthly. Loans based on the Base Rate will be available from Morgan Stanley Smith Barney only in U.S. Dollars. For more information, please speak to your Morgan Stanley Smith Barney advisor.
1 - Seven (7)-Day current SEC yield (annualized) for the 7-day period ended on the date shown. The annualized current 7-day SEC yield reflects the amount of income generated by the investment during a seven-day period and assumes that the same income is generated each week over a 365-day period.
2 - Seven (7)-Day effective SEC yield (annualized) for the 7-day period ended on the date shown. The annualized effective 7-day SEC yield is the current yield with the assumption that income earned by the investment is reinvested at the end of the 7-day period.
The yields (1) & (2) quoted represent past performance, which is not a guarantee of future results. Investment returns and yields will fluctuate, so that investor's shares, when redeemed, may be worth more or less than their original cost. Although each money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in these funds. An investment in these funds is not guaranteed or insured by the FDIC or any other government agency. For more complete information, include fees, expenses and risks, request a prospectus from your advisor. Read it carefully before you invest.
* Income is subject to state and local taxes, and some portion may be subject to the Federal Alternative Minimum Tax (AMT) for certain investors. Capital gains, if any, are fully taxable.
No guarantees are offered as to accuracy. Not responsible for typographical errors.
The Base Rate is Citigroup Global Markets Inc.'s proprietary interest rate. It is determined by CGMI and is based on our blended short and long-term funding costs. For Base Rate-based loans, the interest paid will be the Base Rate plus or minus an incremental amount. The amount of the increment varies depending on the loan size. The increment is generally a fixed amount but may be individually negotiated. The Base Rate plus the increment is expressed as an annual rate, but will be charged to your account monthly. Loans based on the Base Rate will be available from CGMI only in U.S. Dollars. For more information, please speak to your advisor.
1 - Seven (7)-Day current SEC yield (annualized) for the 7-day period ended on the date shown. The annualized current 7-day SEC yield reflects the amount of income generated by the investment during a seven-day period and assumes that the same income is generated each week over a 365-day period.
2 - Seven (7)-Day effective SEC yield (annualized) for the 7-day period ended on the date shown. The annualized effective 7-day SEC yield is the current yield with the assumption that income earned by the investment is reinvested at the end of the 7-day period.
The yields (1) & (2) quoted represent past performance, which is not a guarantee of future results. Investment returns and yields will fluctuate, so that investor's shares, when redeemed, may be worth more or less than their original cost. Although each money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in these funds. An investment in these funds is not guaranteed or insured by the FDIC or any other government agency. For more complete information, include fees, expenses and risks, request a prospectus from your advisor. Read it carefully before you invest.
* Income is subject to state and local taxes, and some portion may be subject to the Federal Alternative Minimum Tax (AMT) for certain investors. Capital gains, if any, are fully taxable.
No guarantees are offered as to accuracy. Not responsible for typographical errors.
For more information, please contact your Financial Advisor.